Yes, you will need to name a beneficiary for your HSA. If your spouse is the beneficiary of your HSA, the account transfers as an HSA with all of the tax benefits intact. When you initially enroll in the HSA, you will be required to complete enrollment forms. Included in the enrollment form is a [...]

Individuals and Health Savings Accounts
The benefits of investing in a Health Savings Account have become apparent over time. More and more people are moving towards HSA plans for the advantages they offer account holders:

Tax Deductible Contributions
May be eligible to claim contributions on Federal Tax Returns (even if you don’t itemize)
Interest and Other Earnings on Health [...]

Frequently Asked Questions – Health Savings Accounts

Contributions
Reimbursements
Taxes

An HSA provides several financial benefits:

Above-the-line tax deductible contributions
Tax free dollars to pay for qualified medical expenses for the account holder, spouse, and tax dependents
Tax free growth of the investment
Roll over unused funds
Full portability if the account holder changes jobs
Lower insurance premiums
HSA can be used as a supplement retirement
No limit on the size of [...]